Reducing risk.
Raising expectations.
One agency for your home, auto, business and life coverage. We shop top-rated carriers and build your protection around what you actually need, so you never have to change agencies as your life changes.
Start your quote
Pick a coverage type. A licensed agent follows up with your options.
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No obligation. We never sell your information.
Every policy you need, under one roof.
We are a one-stop agency. Bundle your policies with us and we handle the shopping, the paperwork and the service.
Auto & Umbrella
Coverage for your vehicles, plus personal umbrella liability that extends protection beyond your auto and home limits.
Home
Homeowners coverage for your house and belongings, placed with the carrier that fits your property and your budget.
Business
Commercial property and casualty, general liability and workers' compensation for San Diego businesses.
Restaurant
A protection program built for restaurants and hospitality, from the dining room to the kitchen to your staff.
Life
Life insurance that protects the people who depend on you, sized to your family and your stage of life.
We start with what you need, not what we sell.
Analyze
We review your complete insurance picture, personal and commercial, to find the gaps and the overlaps.
Design
We design a responsible protection program around your situation, so you are properly insured and not just insured.
Place
We place each policy with the carrier offering the most cost-effective protection, and negotiate the rate for you.
Commercial coverage is what we do most.
Commercial property and casualty is the core of our agency. We insure restaurants, shops and businesses across San Diego and place every policy where it costs you least.
- General liability
- Workers' compensation
- Commercial property
- Surety & fidelity bonds
$1,500
saved per year on general liability and workers' comp for an Old Town San Diego shop.
Frank S., client
There is a difference between having insurance and being properly insured.
DowFin is a privately owned San Diego agency founded by Sara Arjmand. We have aligned ourselves with some of the finest carriers to give you the best insurance value and service available, while holding ourselves to the highest ethical standards.
Our name spells out how we work.
Dependable. Optimal. With care. Fair. Immediate. Noble.
Honest advice. Real savings.
★★★★★
"Sara has been an amazing insurance agent to me!"
Saved $300 a year after Sara walked her through her policy.
Jennifer J.
★★★★★
"We have a shop in OldTown and Sara saved us $1500 a year on our GL and WC policy! We are very pleased with DowFin services"
Saved $1,500 a year on the general liability and workers' comp policy for his Old Town shop.
Frank S., San Diego
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Let DowFin serve you.
Call for an appointment or a complimentary consulting session. Most quotes take less than 15 minutes.